Australian money maths, done properly.

Free calculators built on current ATO rates and real program terms — no sign-up, no spreadsheet required. Updated for FY2026–27.

Income tax calculator 2025–26 & 2026–27

Take-home pay under the current rates, including the new 15% bracket that started 1 July 2026, Medicare levy and LITO.

Your compulsory study loan repayment under the new marginal system, and roughly how many years until it's paid off.

Monthly, fortnightly or weekly repayments at your rate, and how much time and interest extra repayments save.

CGT on a sale at your actual marginal rate, with the 12-month 50% discount and capital losses applied.

What your Amex, Velocity, Qantas or CommBank Awards balance is really worth across redemption options.

Whole-of-term cost of salary packaging a car versus a standard loan, including the EV FBT exemption.